Carlsberg Hua Zong Education Fund (CEF) Study Loan

The Carlsberg Hua Zong Education Fund (CEF) Study Loan, which is interest-free, was established to fulfill the following missions :

- To provide financial assistance to ambitious students and help them in their pursuit of success.

- To facilitate the development of education, manifesting the spirit of inheriting the past and ushering in the future.

- To train more talents who will contribute to a thriving nation.

The fund covers all Malaysian students undertaking courses in any fields of study in local and foreign institutions of higher learning.

The Carlsberg Hua Zong Education Fund (CEF) Study Loan is open to all Malaysian citizens who are enrolled in local or foreign institutions of higher learning hold certificates in UEC, SPM or STPM; Diplomas; and/or any higher certificates; andare ambitious, enthusiastic and responsible.

Date of Application
The loan application form is available in May each year.
Applications can be made between May and June .
The exact deadline will be determined by the Fund Management Committee after studying the commencement dates of different institutions of higher learning. The Committee will publish the exact deadline and other details on the CEF website and in the major press nationwide.

Application Procedure
Applicants are required to submit the following documents to
The Federation of Chinese Associations, Malaysia before the application deadline:
- Three copies of the completed loan application form (photocopies are allowed)
- IC (photocopy)
- Recent passport-size photograph
- Academic transcripts (photocopies certified by the relevant institution)
- Certificates of Award or Achievement (photocopies)
- Letter of Admission or Certificate of Enrolment from the institution of higher learning (photocopy certified by the relevant institution)
- ICs of two guarantors (photocopies)
- Proofs of income of two guarantors, e.g. pay slip, income tax Form J or employment letter (photocopies)
The loan application form can be
downloaded here. Alternatively, applicants may visit or write The Federation of Chinese Associations, Malaysia to request for an application form (for write-in requests, please attach a self-addressed, stamped envelope).

We will not process application forms that are incomplete or received after the application deadline.


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